Kotak Assured Income Plan :the best policy for all ages with best features in the industry

Have you hear about an insurance policy which is like

1.       Child plan / child education plan

2.       Retirement / Pension Plan

3.       Money back plan with guaranteed returns

Then the following is the best policy for all ages with best features in the industry

Kotak Assured Income Plan   Overview

The little luxuries that we indulge in with our family form our most pleasant memories. Imagine if you could enjoy these moments without worrying about the associated costs. An additional guaranteed stream of income could make a difference here. A smart investment decision today can go a long way in ensuring that the life, you want for your family and yourself, would indeed become a reality

Why is it an ideal plan?

Kotak Assured Income Plan guarantees you an additional income every year, for 20 years provided the policy is in force. In addition, on maturity you receive 110% to 104% of Basic Sum Assured. You also enjoy life cover for the entire policy term thereby protecting your family should something happen to you.

Advantages

Enjoy Assured Annual Income for 20 years Receive lump sum on maturity Provide protection to your family for 30 years Avail of policy loan to meet sudden expenses Boost your protective cover through optional rider benefits

Key Features

Enjoy Assured Annual Income for 20 years

Kotak Assured Income Plan guarantees you an Assured Annual Income every year for a period of 20 years, provided the policy is in force. It will be paid starting from the end of 10th policy year as a percentage of your Basic Sum Assured as mentioned below:

Premium Bands Assured Annual Income Up to Rs. 24,999 9.10% Rs. 25,000 to Rs. 74,999 9.60% Rs. 75,000 and above 10.10%

Maturity Benefit - Receive lump sum on maturity

In addition to guaranteeing you a regular stream of income for 20 years, this plan provides you a lump sum equal to 110% to 104% of Basic Sum Assured on maturity. Now the family vacation you had long delayed, the second home you wanted to own or the car you always loved might just become a reality.

Death Benefit - Provide protection to your family for 30 years

In case of your unfortunate demise during the policy term of 30 years, the Basic Sum Assured is paid to the beneficiary ensuring your family’s well being under all eventualities.

Avail of policy loan to meet sudden expenses

To help you tide over financial emergencies this plan offers you policy loan after completion of three policy years.

Boost your protective cover through optional rider benefits

The plan offers following rider benefits to help you customize your protective cover. The riders offered in this plan are:

Kotak Accidental Death Benefit (ADB) Kotak Permanent Disability Benefit (PDB) Kotak Life Guardian Benefit (LGB) Kotak Accidental Disability Guardian Benefit (ADGB)

Tax Benefits

You can avail of tax benefits under Section 80C and Section 10 (10D) of Income Tax Act, 1961. Tax benefits are subject to change in the tax laws.  Call on 7795499307 for details